Nguli, Judith Ndinda, and Robert Mukoswa Odunga. “Does Entrepreneur Innovativeness Moderate The Relationship Between Strategic Orientation And Financial Inclusion?”. SEISENSE Journal of Management 2, no. 6 (November 10, 2019): 30–48. Accessed November 16, 2025. https://journal.seisense.com/jom/article/view/233.