R. Ali, S. U. Butt, Z. Z. Butt, S. M. Shah, and F. A. Sulehri, “Role of Credit Information Sharing and the Funding Cost of Banks: Evidence from the Top Ten ‘AA Rating’ Commercial Banks of Pakistan”, SJOM, vol. 2, no. 4, pp. 88–95, Jun. 2019, doi: 10.33215/sjom.v2i4.171.